Possibility of making separate (interest-bearing) deposits into an account in addition to the contractually agreed regular amounts. However, such transfers are often excluded in the terms and conditions, particularly in the case of building societies and insurance companies, especially as these often offer interest rates for credit balances that are higher than the deposit rate at banks. Refusal to accept special payments is not objectionable under supervisory law. – See interest rate bargain hunters, debt restructuring bubble. – Cf. BaFin Annual Report 2005, p. 194 (corresponding consumer complaints are unfounded).
Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent!
University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
E-mail address: info@ekrah.com
https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk
https://www.jung-stilling-gesellschaft.de/merk/
https://www.gerhardmerk.de/