# Gerhard Merk Financial and Economic Glossary > Academic website and glossary of financial, monetary, banking and economic terminology by Univ.-Prof. Dr. Gerhard Merk. ## Contact - Email: mail@edu.net.co ## Website - Home: https://www.gerhardmerk.de/ - Search: https://www.gerhardmerk.de/?s={search_term} - WordPress sitemap: https://www.gerhardmerk.de/wp-sitemap.xml ## Languages - German - English ## Machine-readable access - Compact index: https://www.gerhardmerk.de/llms.txt - Full term index: https://www.gerhardmerk.de/llms-full.txt - Individual term Markdown: https://www.gerhardmerk.de/markdown/{post-id}/ - Structured data: Schema.org WebSite, DefinedTermSet, DefinedTerm, WebPage and BreadcrumbList on individual glossary pages - Synonyms, source metadata and related terms are included where available ## Recent and Updated Terms - [delivery versus delivery (DvD)](https://www.gerhardmerk.de/delivery-versus-delivery-dvd) - [debt (in the context of the financial accounts)](https://www.gerhardmerk.de/debt-in-the-context-of-the-financial-accounts) - [direct holding system](https://www.gerhardmerk.de/direct-holding-system) - [dematerialisation](https://www.gerhardmerk.de/dematerialisation) - [default](https://www.gerhardmerk.de/default) - [debit card (card with a debit function)](https://www.gerhardmerk.de/debit-card-card-with-a-debit-function) - [daily processing](https://www.gerhardmerk.de/daily-processing) - [direct investment (in a b.o.p. context)](https://www.gerhardmerk.de/direct-investment-in-a-b-o-p-context) - [discretionary fiscal policy](https://www.gerhardmerk.de/discretionary-fiscal-policy) - [debt service](https://www.gerhardmerk.de/debt-service) - [digital wallet (electronic wallet)](https://www.gerhardmerk.de/digital-wallet-electronic-wallet) - [deficit ratio](https://www.gerhardmerk.de/deficit-ratio) - [deposit rate](https://www.gerhardmerk.de/deposit-rate) - [collateral](https://www.gerhardmerk.de/collateral) - [debt market](https://www.gerhardmerk.de/debt-market) - [directorship](https://www.gerhardmerk.de/directorship) - [delivery versus payment (DvP)](https://www.gerhardmerk.de/delivery-versus-payment-dvp) - [deflation](https://www.gerhardmerk.de/deflation) - [defaulter pays](https://www.gerhardmerk.de/defaulter-pays) - [digital payment token](https://www.gerhardmerk.de/digital-payment-token) - [direct clearing member](https://www.gerhardmerk.de/direct-clearing-member) - [debt service-to-income (DSTI) ratio](https://www.gerhardmerk.de/debt-service-to-income-dsti-ratio) - [discount security (zero coupon instrument)](https://www.gerhardmerk.de/discount-security-zero-coupon-instrument) - [delayed debit card (charge card)](https://www.gerhardmerk.de/delayed-debit-card-charge-card) - [direct participant](https://www.gerhardmerk.de/direct-participant) - [designated system](https://www.gerhardmerk.de/designated-system) - [direct debit](https://www.gerhardmerk.de/direct-debit) - [deferred net settlement system](https://www.gerhardmerk.de/deferred-net-settlement-system) - [deficit-debt adjustment](https://www.gerhardmerk.de/deficit-debt-adjustment) - [debt security](https://www.gerhardmerk.de/debt-security) - [day-count convention](https://www.gerhardmerk.de/day-count-convention) - [close-out netting](https://www.gerhardmerk.de/close-out-netting) - [depository](https://www.gerhardmerk.de/depository) - [distributed ledger technology (DLT)](https://www.gerhardmerk.de/distributed-ledger-technology-dlt) - [direct taxes](https://www.gerhardmerk.de/direct-taxes) - [direct link](https://www.gerhardmerk.de/direct-link) - [co-branding](https://www.gerhardmerk.de/co-branding) - [deposits with an agreed maturity](https://www.gerhardmerk.de/deposits-with-an-agreed-maturity) - [effective exchange rate (EER) of the euro](https://www.gerhardmerk.de/effective-exchange-rate-eer-of-the-euro) - [elderly dependency ratio](https://www.gerhardmerk.de/elderly-dependency-ratio) - [e-commerce](https://www.gerhardmerk.de/e-commerce) - [EFTPOS terminal](https://www.gerhardmerk.de/eftpos-terminal) - [effective lower bound (ELB)](https://www.gerhardmerk.de/effective-lower-bound-elb) - [economic analysis](https://www.gerhardmerk.de/economic-analysis-2) - [economic approach](https://www.gerhardmerk.de/economic-approach) - [Economic and Monetary Union (EMU)](https://www.gerhardmerk.de/economic-and-monetary-union-emu) - [economic internal ICAAP perspective (economic perspective)](https://www.gerhardmerk.de/economic-internal-icaap-perspective-economic-perspective) - [double-entry bookkeeping](https://www.gerhardmerk.de/double-entry-bookkeeping) - [earmarking](https://www.gerhardmerk.de/earmarking) - [domestic settlement](https://www.gerhardmerk.de/domestic-settlement) ## Technical - Generator: Merk Knowledge 1.1.1 - Generated: 2026-09-08T22:32:55Z