Unless otherwise defined, the benefits that banks achieve through consolidation, sometimes called scale effects. – Economies of scale are primarily achieved in the cost-intensive areas of research,
risk management, investment banking, legal services and many back-office activities. – However, this must always be set against the costs of integration associated with a merger. These inevitably arise from the merger of different organizational cultures (corporate culture). This has an impact with a cost of alignment in almost all areas, such as above all decision-making, relationships with colleagues, superiors, customers and suppliers, as well as forms of communication. – See bank size, optimal, blind-deaf link, bloodbath, big bank bonus, size confidence, G-Sifi, consolidation, deadwood.
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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
E-mail address: info@ekrah.com
https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk
https://www.jung-stilling-gesellschaft.de/merk/
https://www.gerhardmerk.de/
Passende Formel
Wirtschaftlichkeit
Das wertmäßige Verhältnis von betrieblicher Leistung und Mitteleinsatz messen.
Variablen: Ertrag bewertete Leistung; Aufwand bewerteter Güterverbrauch.
Anwendung: Für Effizienzbeurteilung; Werte über 1 zeigen einen positiven Überschuss.