An insurance company that – due to a fixed business policy – targets only a certain group (e.g. rice farmers) or – due to insufficient demand for insurance services is limited to a small number of policyholders. – Experience has shown that these institutions, which are frequently found in countries of the so-called Third World – and are advocated by well-meaning groups in industrialized countries – are easily threatened by (fraudulently induced) insolvency, especially if no supervisory authority in the country concerned monitors the business activity. – See supervision, insurance companies, insurance contract. – Cf. BaFin Annual Report 2006, p. 64 (Roundtable on Microinsurers in the Third World).
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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
E-mail address: info@ekrah.com
https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk
https://www.jung-stilling-gesellschaft.de/merk/
https://www.gerhardmerk.de/
Passende Formel
Return on Investment (ROI)
Die Verzinsung des insgesamt eingesetzten Kapitals messen.
Variablen: Gewinn Periodenergebnis; Gesamtkapital durchschnittlich eingesetztes Kapital.
Anwendung: Für Unternehmensvergleich, Investitionskontrolle und DuPont-Analyse.