Processing of banking transactions by means of electronic access by the customer. – Some experts predict high growth rates for home banking as a result of the transition from the “rotary phone generation” (telephone subscribers who still stuck their index fingers into number circles on the telephone) to the computeraccustomed Generation@. Others dispute this, pointing to the rather modest overall development to date and the not inconsiderable security risks associated with electronic communications with the bank. – See ATM
Withdrawal fee, bank, mixed, payment methods, innovative, direct brokerage, e-payment, branch system, sledgehammer attack, Internet bank, Metcalfe rule, multi-channel bank, online banking, prosumer, remote banking, sofa banking. – Cf. Deutsche Bundesbank’s Monthly Report of September 2006, p. 24 f. (earnings situation of Internet banks since 2000) and, in continuation, the respective September report of the Deutsche Bundesbank, Deutsche Bundesbank’s Monthly Report of July 2009, p. 62 ff. (development of individual mobile banking procedures; references).
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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
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