Banking

  • loans for house purchase EN

    Housing loans are borrowing arrangements used by households to finance residential property. They cover the acquisition of an existing dwelling, the construction of a home and …

  • loans to euro area residents EN

    Loans to euro-area residents comprise credit supplied by monetary financial institutions to households, companies outside the financial sector and public authorities domiciled in the euro area. …

  • loro account (vostro account) EN

    A loro account is recorded by a correspondent bank for a customer bank in an interbank relationship. On the correspondent’s balance sheet, it represents a liability …

  • close link

    A close link exists when an individual or organization can exercise substantial influence over an undertaking, or when the same person or body has that influence …

  • capital conservation buffer (CCoB)

    Under CRD IV, banks must maintain a capital conservation buffer consisting of Common Equity Tier 1 capital. Set at as much as 2.5% of risk-weighted exposures, …

  • Capital Requirements Regulation / Capital Requirements Directive (CRR/CRD IV)

    CRR/CRD IV is the EU banking rulebook that sets the framework for how banks and certain investment firms are authorised, supervised, and required to manage financial …

  • cash dispenser

    A cash dispenser is a customer-operated terminal that provides physical money without requiring assistance from branch staff. It commonly uses a bank card or another secure …

  • cash withdrawal

    Cash withdrawal refers to receiving notes or coins using funds held with a financial provider, typically through a card, device, or other approved method. The provider …

  • cash-in machine

    A cash-in machine is a bank-operated terminal that credits physical euro notes to a customer’s account after the customer has been authenticated. It is designed solely …

  • cash-in-transit (CIT) company

    Cash-in-transit (CIT) companies provide secure handling and movement of currency and valuables as part of the cash-supply system. They may collect funds from retailers, replenish ATMs, …