There are too many banks in a geographic area. Either this is referred to brick-and-mortar banks alone, or all forms of services are taken into account. Different variables are used for measurement, usually the number of inhabitants. If there are too many providers in one (local, regional, national) financial market, this leads CETERIS PARIBUS to strong competition with low interest rates. – See bank, mixed, branch system, internet bank, market shakeout, banking, multi-channel bank, online banking, pankratium.
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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
E-mail address: info@ekrah.com
https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk
https://www.jung-stilling-gesellschaft.de/merk/
https://www.gerhardmerk.de/