The following applies to a bank according to
Basel II requires a minimum core capital ratio of four percent. During the financial crisis that followed the subprime crisis, there were calls to increase this rate to eight percent. In the ensuing debate, however, it emerged that it is not so much specific percentages as the components of liquidity buffers that are crucial to a bank’s survival. Therefore, as of 2012, institutions in the EU must hold at least half of their equity in common shares and profits (= hard equity). – See Basel-III, capital, equity, hard, capital adequacy, own funds, insolvency, capital, capital buffers, countercyclical, liquidity crisis plan, stabilizers, automatic, stop-gap strategy, backing.
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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
E-mail address: info@ekrah.com
https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk
https://www.jung-stilling-gesellschaft.de/merk/
https://www.gerhardmerk.de/
Passende Formel
Eigenkapitalquote
Den Anteil des Eigenkapitals an der Bilanzsumme messen.
Variablen: Eigenkapital bilanzielles Eigenkapital; Gesamtkapital Bilanzsumme.
Anwendung: Für Stabilitäts-, Bonitäts- und Finanzierungsanalysen.