At a bank, usually a separate department “devoted to deliberate search or investigation with the aim of achieving new knowledge and in the hope that such knowledge will be useful in developing new products, services, processes or techniques or will contribute to a significant improvement in already existing products or processes” (definition in SFAS 2). – See absorptive capacity, development, research rate.
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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
E-mail address: info@ekrah.com
https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk
https://www.jung-stilling-gesellschaft.de/merk/
https://www.gerhardmerk.de/