English

Interest charged by banks to their borrowers. These must be higher than the deposit interest (credit interest) because, in principle, a bank’s profit lies in the difference between the lending interest and the deposit…

An employee who can be deployed in very many, in extreme cases in all, departments of a financial services provider and in each case also copes well with the field of activity (line of…

Unless otherwise defined, an interest rate swap that allows reductions in the notional principal amount to be made during the term of the swap (an interest rate swap with a decreasing notional principal amount).…

Contractual agreement commonly used in credit insurance, according to which the policyholder must disclose his debtor (i.e., the customer to whom he is taking out insurance against a credit event) to the insurer for…

When buying as well as selling (short) an underlying forward, a certain amount of money must be available at the time the contract is concluded. This usually corresponds to a percentage of the total…

The use of money (monetary view) or factors of production (real view) to – construct (construction, installation), – expand (expanding, widening), or – improve (improving, upgrading) the capital stock. – See financial investment, investment.…

Unflattering term for a special purpose vehicle, namely an entity into which assets are contributed in order to subsequently securitize them in an appropriate form. – See assets, illiquid, conduit company, variable interest entity,…

A security that is protected against changes in the value of money in terms of the payments contractually flowing from it (regular interest) and in terms of repayment (redemption) (bonds whose principal and coupon…

In the case of a company and thus also its issued shares, a special appreciation due to special advantages not attributed (to this extent) to other companies (all features that makes a company and…

The higher capital ratio required under Basel III is not only mathematically possible by increasing the numerator (an institution’s capital). Rather, a reduction in the numerator (a decrease in assets) is also possible. Such…