Earnest money (extra payment)
An amount paid by a buyer to a seller as a sign of completion of the transaction (a partial payment made to evidence good faith that the buyer will complete the purchase transaction at…
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Asset diversification
The allocation (monitored on an ongoing basis) of a portfolio or the assets of an investment management company according to – different types of investments (such as equity investments, financial instruments, real estate, precious…
Investment fund
A term commonly used in Switzerland for the assets of a capital management company and also officially introduced in the 1995 Investment Fund Act (IFA). Attention: The financial encyclopedia is protected by copyright and…
Investment concentration (concentrated stock)
The excessive (usually, more than thirty percent) accumulation of a particular asset in a portfolio. Usually, more than thirty percent of such a concentration (an asset making up a substantial part, usually, more than…
Investment opportunity costs
Waiting to make an investment decision generates indirect costs. If one is not present in the market, the opportunity to generate a return is lost. – The risk of running into a crash while…
Fixed assets, permanent assets, non-current assets; in the case of a company, all tangible assets that are intended to serve business operations on a permanent basis. – In the national accounts, basically all produced and thus reproducible goods that are used repeatedly or permanently in production for more than one year
the capital stock; in detail, a number of statistical definitions and delimitations have to be taken into account. – Cf. capital assets fixed assets, balance sheet rule, golden, facility management, trade capital, investment, capital…
Investors’ information requirement
Banks in Germany are required by law to inform customers, at the latest before accepting their purchase orders for securities, about the characteristics and risks of the form of investment and to draw their…
Bond, asset-backed bond
Generally, a security whose servicing (interest and repayment) is based on the (current) payment of claims to which the issuer of the issue is entitled. These receivables are usually mortgage loans to companies and…
Bond, profit-participating and profit-participating bond
The bond issued by a joint-stock company in which, in addition to interest, the investor is promised a share in the company’s profit if it exceeds a rate specified in the terms of the…
Bond, non-performing (defaulted bond; flat)
Debt security for which contractually agreed interest is not (or no longer) paid. – See probability of default, debt-equity swap, default, calibration, credit, defaulted, air securities, paper, toxic, reintermediation, debt, defaulted, sovereign debt, denied,…