Aufsätze Ökonomik

Aufsätze Pädagogik

Aufsätze Sozialethik


Prof. Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.

Abhandlungen über Johann Heinrich Jung-Stilling

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Split of commission payment

Widespread practice, especially in the insurance industry, whereby the insurance agent splits the commission paid to him by the insurance company with the end customer. This is considered a nuisance. It is seen as a nuisance in that the agent demands ever higher commissions from the insurance company, thus increasing the level of premium at the expense of all insured persons. – BaFin has decreed a prohibition to pass on provisions with reference to older legal regulations – most recently in 1934. However, this prohibition was overturned by a court ruling as being incompatible with the German Basic Law. As a result, BaFin initiated a consultation procedure on the prohibition to pass on provisions in April 2012. It is expected that a prohibition regulation in conformity with the German constitution will be published within the next few years. – Cf. Annual Report 2012 of BaFin, p. 129 (report on the legal situation).

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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
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