Skimming (also known as data theft in German)

The unlawful spying out of bank data and, above all, of the secret number at automated teller machines (ATMs) by persons or corresponding installations (devices). Another common practice is copying and swapping cards – the real card is retained and a deceptively similar card of the same type is returned to the customer – occasionally during a payment in stores and gas stations. – The negligent behavior of persons at cash (dispensing) machines and in relation to cards in general is also called skinny-dipping (actually: skinny-dipping). – See bridge-Abneysches phenomenon, card validation code, computer payment, counterfeit card, confiscation, enabler, European Forum on Retail Payment Security, financial agent, money, evil, account, fake, phishing, avenging angel. – See ECB Monthly Bulletin, January 2012, p. 92 (definition of skimming in note 92).

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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
E-mail address: info@ekrah.com
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