Aufsätze Ökonomik

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Aufsätze Sozialethik


Prof. Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.

Abhandlungen über Johann Heinrich Jung-Stilling

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Creditworthiness (reliability; [degree of] creditworthiness)

In general, the good reputation, the all-round standing, the positive image that an economic entity – private household, company, also: a state – enjoys in the business sphere. – Creditworthiness, the borrowing power of a borrower. A borrower is creditworthy if it can be assumed that it can and will reliably meet its contractual obligations under a loan (the ability, willingness and financial capability of a borrower to repay debt). – See delinquency, adverse selection, amortization, negative, credit bureau, balanced fund, Basel-II, borrower strength, first-loss clause, information, asymmetric, investment grade, cannibalism effect, credit scoring procedure, credit quality, credit risk, credit spread, credit commitment, irrevocable, credit history, adverse selection, rating, rating agency, real credit, risk control, risk management, scoring, overconfidence, credit bureau, interest rate.

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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
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