Unless otherwise defined, this refers to the creditworthiness of a bank’s borrowers as a whole, usually measured by the allowance for doubtful accounts receivable. – See credit risk, credit default swap, investment grade, credit, short-term, credit, non-performing, credit event, credit card fiasco, credit scoring procedure, lending principle, customer, bad, air paper, paper, toxic, pay green initiative, risk department, rating, payment morale. – Cf. ECB Monthly Bulletin, March 2004, pp. 39 ff., Financial Stability Report 2010, p. 65 (measures of credit quality in various countries since 1994).
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