Unless otherwise defined, the personnel endowed with knowledge and skills of a bank and a company in general or an economy as a whole, often contrasted with physical capital (as to the personnel the stock of abilities, knowledge, social and character qualities, including creativity, embodied in the ability to perform labor so as to generate economic value in a firm or the national economy). – See intangibles, capital, intellectual.
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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
E-mail address: info@ekrah.com
https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk
https://www.jung-stilling-gesellschaft.de/merk/
https://www.gerhardmerk.de/