Univ.-Prof. Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.Financial instrument for which the interest rate is reset at regular intervals on the basis of a reference index and thus adjusted to changes in short- or medium-term market interest rates (any category of debt instrument [such as a loan, bond, mortgage, or credit] that ensures not a fixed rate of interest over the lifespan… read more »
Related to the operation of a bank in the As a rule, there is an increase in sales. However, this only has a positive effect on profits if the additional costs incurred as a result of the growth are lower than the increase in sales, taking into account time and risk preferences. This in turn… read more »
In Germany, insurance companies must report irregular practices by their insurance agents and office staff to the Federal Financial Supervisory Authority. The list of offenses to be reported includes theft, fraud, embezzlement, misappropriation of collection funds, computer manipulation – such as, in particular, the detour of money to the insurance intermediary’s accounts – and all… read more »
Means of payment in foreign currency. – Value of the money of a country or currency community such as the euro area in relation to the value of the money of other countries. – In the case of a bank, the value date on which a movement is posted to a bank customer’s account. –… read more »
Another term for foreign exchange, hence all means of payment in the hands of non-residents. – In a narrower sense, only foreign banknotes and coins. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah,… read more »
Securities denominated in foreign currency. The price of these securities fluctuates because and to the extent that the price of the foreign currency, measured against the domestic currency, depends on supply and demand on the foreign exchange market. – See swap rate. Attention: The financial encyclopedia is protected by copyright and may only be used… read more »
In the context of a securitization, someone – usually a bank; more rarely also a hedge fund – stands in for the securitized securities beyond the scope of the contractually agreed obligations. This is done, for example, by the institution buying the securitized securities if necessary and including them in its own portfolio. Such purchases… read more »
Ratio formed from the export value of goods (in GE) divided by the export quantity (in kg). It expresses the value added (net value added) of the exporting industries. – It is an important indicator for the exchange rate of a currency and the terms of trade. This is because the higher the quality of… read more »
Blocking of turnover on the stock exchange in Neuyork if the Dow Jones stock index rises by more than fifty points within a short period of time. – This restriction is intended to prevent computer-controlled buy programs, which trigger corresponding buy signals in fractions of a second, from causing a rocket-like increase in demand after… read more »
Expenditures made by private individuals during the vacation period; in the narrower sense, related to travel and money spent on accommodation and meals. – A special payment made by an employer to an employee to cover increased expenses during the vacation season (holiday time), either as a result of a collective labor agreement (CH: collectively… read more »