A term that has become less common today for a one-time loan (i.e., a follow-up loan is excluded) from a bank that is paid out immediately in cash. The repayment period is usually more than three years; interest is calculated separately, depending on the contract. – See acquisition loan, cash loan, blank loan, loan, debt tail, overdraft facility, personal loan, installment loan, template.

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University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec.
Professor Dr. Eckehard Krah, Dipl.rer.pol.
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https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk
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https://www.gerhardmerk.de/