# chip card (smart card)

- Canonical URL: https://www.gerhardmerk.de/chip-card-smart-card
- Post ID: 604400
- Modified: 2026-08-25T13:21:42+00:00
- Language: en

## Definition

A chip card, or smart card, is a payment credential with an integrated circuit that can securely retain data and perform certain operations during a transaction. Unlike cards that merely present account details for processing elsewhere, it contains computing functionality that supports card-based payments.

## Machine-readable

- Generator: Merk Knowledge 1.1.1