# Rating Service Unit, RSU (also referred to in German)

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- Post ID: 593888
- Modified: 2023-07-25T21:13:41+00:00
- Language: en

## Definition

Institution set up by German banks with the aim of - aligning their respective internal credit rating systems, - aligning them with the requirements of Basel II, and - asserting themselves in the long term alongside the major international rating agencies (Standard & Poor's, Moody's, Fitch). - See rating agency, European. - On the rules of conduct, see BaFin Annual Report 2003, p. 35 f. Rating stability: Term used to describe the quality of forecasts for a rating. - A high degree of stability is achieved by - accurately identifying the cause-and-effect relationship between the individual risk factors and creditworthiness, and - relating them to each other in a professional manner, taking into account the underlying time periods. - See calibration, rating agency, discriminatory power. - Cf. Deutsche Bundesbank Monthly Report of September 2003, p. 63 ff. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk https://www.jung-stilling-gesellschaft.de/merk/ https://www.gerhardmerk.de/

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