# Basel-II (Basle-II)

- Canonical URL: https://www.gerhardmerk.de/basel-ii-basle-ii
- Post ID: 593577
- Modified: 2023-07-25T20:58:34+00:00
- Language: en

## Definition

Generally the term for very specific rules on the Reserves that banks must build up when granting loans. The better the prospect of punctual servicing of the loan or the more solvent the debtor, the smaller the necessary cushion. - In particular, the (new) guidelines drawn up by the Basel Committee on Banking Supervision with regard to - risk management (Pillar I; pillar I), - the powers of supervisory authorities to monitor risk management (Pillar II; pillar II) and - enhanced disclosure and market discipline (Pillar II; pillar III) of banks. - These very detailed guidelines were made binding by the national supervisory authorities (initially of the OECD countries) on January 1, 2008. - In cases of doubt, the original English text of the guidelines is binding. - See Banking Supervision, European, Basel-III, Capital Group, Capital Requirements Directive Transposition Group, German Finish, Vorwirkung. - Cf. Monthly Report of the Deutsche Bundesbank of April 2001, p. 15 et seq., Monthly Report of the ECB of May 2001, p. 65 et seq., Monthly Report of the Deutsche Bundesbank of January 2003, p. 45 et seq, Monthly Report of the Deutsche Bundesbank of September 2004, p. 75 ff. (many explanations; p. 98 f. important overview of the legal situation), Monthly Report of the ECB of January 2005, p. 53 ff. (there also important definitions), Annual Report 2004 of BaFin, p. 49 ff. (here also details on the implementation schedule), p. 94 ff. (with "rule-making pyramid" p. 96), Monthly Report of the Deutsche Bundesbank of December 2006, p. 69 ff. (implementation of Basel II in German law; many overviews), BaFin Annual Report 2006, p. 44 ff. (initial experience with implementation; outstanding issues), Deutsche Bundesbank Monthly Report of January 2009, p. 59 ff. (detailed report on implementation in Germany; many overviews), Deutsche Bundesbank Monthly Report of September 2011, p. 83 ff. (on international supervisory coordination), Deutsche Bundesbank Annual Report 2011, p. 94 ff. (general; follow-up work; RWA initiative). Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk https://www.jung-stilling-gesellschaft.de/merk/ https://www.gerhardmerk.de/

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