# Pooling (also in German; less frequently Zusammenlegung)

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- Post ID: 592181
- Modified: 2023-07-25T21:12:43+00:00
- Language: en

## Definition

In the financial market, generally the pooling, centralization of individual resources in order to achieve a higher profit or reduce a loss (the grouping together of resources [assets, equipment, effort, etc.] for the purpose of maximizing advantage and/or minimizing risk) - As part of its cash management, a bank pools the accounts of the customers it serves, which are held in different foreign currencies, and consolidates these foreign currencies in a single account. - An originator bundles a larger number of receivables - usually consisting of similar types of loans, such as mortgage loans - into a portfolio. This package is then passed on to a special purpose vehicle, which derives securitized securities from it and places them with investors. - See Absence capitalism, Omnibus account, Pledge pool process, Pool, Securitization. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk https://www.jung-stilling-gesellschaft.de/merk/ https://www.gerhardmerk.de/

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