# Customer loan

- Canonical URL: https://www.gerhardmerk.de/customer-loan
- Post ID: 591960
- Modified: 2023-07-25T21:00:11+00:00
- Language: en

## Definition

A loan granted by a company - i.e. not by a bank - to a customer. It is used by the company granting the loan to secure sales and/or to influence the management of the customer. In this context, it is sometimes also referred to as asset financing (customer retention method of sourcing). - Loan taken out by the supplier from a customer. Particularly in the case of high-quality products, this is used for pre-financing by the manufacturer, who in turn has to make advance payments to the companies supplying him. This is often referred to as the customer pre-finance method of sourcing. -- See advance payment. - Cf. Deutsche Bundesbank Monthly Report of October 2012, p. 54 f. (definitions; significance for financing). Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk https://www.jung-stilling-gesellschaft.de/merk/ https://www.gerhardmerk.de/

## Machine-readable

- Generator: Merk Knowledge 1.1.1