# Deductible, retention, percentage excess; ownership stake; patient’s contribution

- Canonical URL: https://www.gerhardmerk.de/deductible-retention-percentage-excess-ownership-stake-patients-contribution
- Post ID: 589559
- Modified: 2023-07-25T21:01:51+00:00
- Language: en

## Definition

The risk that - is not transferred to an insurer or that - insurance companies do not pass on to reinsurers or - the insurer or reinsurer contractually imposes on the policyholder and, as it were, represents a restriction of the scope of coverage (specifications in an insurance policy that need an insured to pay an initial quota of a loss before getting insurance benefits). - In the case of securitizations, the requirement that the originator hold a certain proportion of the securities of individual tranches in its own portfolio, because it is then also more interested in monitoring the debtor in accordance with banking practice (customary in banking). - In another sense, recently often also the (legally obligated; legally prescribed) fee that patients have to pay when purchasing drugs. - See Absence capitalism, self-insurance, co-insurance, self-insurance, securitization, securitization paper deductible, co-payment. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk https://www.jung-stilling-gesellschaft.de/merk/ https://www.gerhardmerk.de/

## Machine-readable

- Generator: Merk Knowledge 1.1.1