# Mittelstandsbank (bank for small and medium-sized enterprises)

- Canonical URL: https://www.gerhardmerk.de/mittelstandsbank-bank-for-small-and-medium-sized-enterprises
- Post ID: 587580
- Modified: 2023-07-25T21:03:37+00:00
- Language: en

## Definition

A state-subsidized bank called for by politicians in Germany with the sole purpose of granting loans to medium-sized enterprises. - However, the poor equity capitalization of SMEs by international standards is more likely to be achieved through fiscal policy measures such as profit tax relief than through a Mittelstandsbank, which serves bad risks with the same conditions as good counterparties and thus prevents the allocation of capital to the best host (most favorable allocation of scarce resources). - See bad bank, credit rating class, credit crunch, credit mediator, adverse selection, rate of credit customers, risk adjustment, structural upheaval. Attention: The financial encyclopedia is protected by copyright and may only be used for private purposes without express consent! University Professor Dr. Gerhard Merk, Dipl.rer.pol., Dipl.rer.oec. Professor Dr. Eckehard Krah, Dipl.rer.pol. E-mail address: info@ekrah.com https://de.wikipedia.org/wiki/Gerhard_Ernst_Merk https://www.jung-stilling-gesellschaft.de/merk/ https://www.gerhardmerk.de/

## Machine-readable

- Generator: Merk Knowledge 1.1.1